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Your savings account with Bell Credit Union is the first step to access our many services. To open your account requires filling out a member application and verification of your identity in accordance with the Patriot Act, and a credit check. Your initial $25.00 remains on deposit with the credit union for the life of your account with us.

We have several savings accounts that can be used for various reasons.

Share Savings

This is your main savings account with us.

Special Shares

This can be used for any reason you want and is separate from your Share Savings account.

Christmas Club

This is great for payroll deduction contributions all year long, then in November we issue you a check or deposit in your Share Savings or Checking account in time for that all important Christmas shopping spree!

Money Market

This account pays interest on a tiered rate according to the amount on deposit, check out our Rates page for the current rate tier for this account. This account requires a minimum of $1,500 to receive interest.

Share Certificates (CD’s)

Certificates of Deposit are a great way to earn a higher rate of interest on funds invested for a specific length of time.

Individual Retirement Accounts

(IRA) We offer Traditional, Roth and Educational IRAs along with IRA Certificate Investments to maximize your return. Your IRA contributions allow you to save money now, take advantage of yearly tax deductions, plus defer taxes on the interest your IRA accumulates. Check with your tax advisor to determine which would best meet your needs.

Your account is federally insured to at least $250,000 and backed by the full faith and credit of the United States Government by National Credit Union Administration (NCUA), a U.S. Government Agency. Additionally, Individual Retirement Account (IRA) savings are insured up to $250,000 per depositor, offering an even higher security on your retirement savings.