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Rates

BCU offers competitive rates for deposits as well as loan products. If you want to see how rates affect your deposits or loans check out our calculators.

Our rates posted are current, however they are subject to change without prior notice.

Vehicle Rates
Model Year Term "A" APR "B" APR "C" APR "D" APR
2022 - 2021 New Vehicles 36-60 Months 2.75 3.75 7.25 11.00
2022 - 2021 New Vehicles 61-72 Months 3.00 4.25 7.75 11.50
2022 - 2021 New Vehicles 73-84 Months 3.25 4.50 8.25 12.00
2021 - 2017 Used Vehicles 36-60 Months 3.50 4.75 8.50 12.25
2021 - 2017 Used Vehicles 61-72 Months 3.75 5.25 9.25 12.75
2021 - 2017 Used Vehicles 73-84 Months 4.00 5.75 9.75 13.00
2016 - 2013 Used Vehicles Up to 36 Months 4.00 5.25 9.25 13.00
2016 - 2013 Used Vehicles 37-60 Months 4.50 5.75 9.75 13.25
2016 - 2013 Used Vehicles 61-72 Months 4.75 6.00 10.00 13.50
2012 & Older Used Vehicles 36 Months 5.75 6.50 10.25 13.50
2012 & Older Used Vehicles 37-60 Months 6.00 6.75 10.50 13.75
Signature and/or Miscellaneous Collateral 1-36 Months 6.75 10.25 13.75 17.75

Please contact a loan officer at the credit union for rates and terms on all Recreational Vehicles. (Boats, Motorcycles, ATV's).

**Any Collateral that is not tagged and requires a UCC instead increases the interest rate by .50%**

Notice: Interest rates listed are APR (Annual Percentage Rate). All rates are subject to credit approval and are subject to change without notice. Rates apply to new Bell CU loans and refinances from other financial institutions. Your rate will be determined by your credit performance and security offered. Mileage & term guidelines are not intended as policy only as guidelines. All considerations and qualifying factors will be reviewed.


Visa Card

10.90% APR


APR - Annual Percentage Rate

APY - Annual Percentage Yield

All rates subject to change without notice

Truth in Savings Disclosure

BCU offers competitive rates for deposits as well as loan products. If you want to see how rates affect your deposits or loans check out our calculators.

Our rates posted are current, however they are subject to change without prior notice.

Share Certificates
Term APR APY
6 Months 0.60% 0.60%
12 Months 0.70% 0.70%
18 Months 0.80% 0.80%
19 Months 3.25% 3.29%
24 Months 1.00% 1.00%
30 Months 2.30% 2.32%
36 Months 1.10% 1.10%

 

IRAs Share Accounts
Term APR APY
Regular & Roth 0.80% 0.80%
Share Savings
Term APR APY
Regular Shares 0.15% 0.15%
Special Shares 0.15% 0.15%
Christmas Club Shares 0.15% 0.15%
Money Market Shares
Term APR APY
1,500 - 9,999 0.25% 0.25%
10,000 - 24,999 0.30% 0.300%
25,000 - 100,000 0.35% 0.35%

APR - Annual Percentage Rate

APY - Annual Percentage Yield

All rates subject to change without notice

Early withdraway penalty may be imposed on time deposits

Truth in Savings Disclosure